Six Tips on Filing A Roof Damage Insurance Claim

Katelyn Lewis • November 21, 2023

If you think there may be damage to your roof after a storm, you may consider filing a claim with your homeowners’ insurance company.

A graphic with missing shingles in the background. Text – 6 Tips For Filing A Roof Insurance Claim.

Here are our 6 quick tips on what to do:


1. Review your insurance policy so you know what’s covered and what’s not before you file a claim.

 

2. Assess and document the extent of damage, interior and exterior. 


3. Protect your home from further damage as needed.


4. Get a detailed estimate from a local, licensed and insured roofer. 


5. Don’t collect multiple estimates.


6. Be wary of roof repair scams, especially if someone asks you to pay upfront.


Think you may have a storm damage-related leak or issue? Call us today at 804-258-6300 to schedule a complimentary assessment.

Roof Repair & Storm Damage Services
RETEX roof installation in Chesterfield, VA.
By Katelyn Lewis April 30, 2026
Stafford homeowner Katey Menders reached out to RETEX in September 2025 for an estimate for replacing all of her home’s exteriors.
Flat roof replacement in Henrico, VA.
By Katelyn Lewis April 29, 2026
This Henrico homeowner reached out to RETEX in August 2025 for an estimate to replace his gutters and install gutter guards.
RETEX window installers at a home in North Chesterfield, Va.
By Katelyn Lewis April 22, 2026
Old or damaged windows can negatively impact your home’s energy efficiency, comfort, and curb appeal.
RETEX roof installation in North Chesterfield, VA.
By Katelyn Lewis April 21, 2026
Montpelier homeowner Caroline Balita reached out to RETEX in September 2025 for an estimate for replacing her roof, referred to us by her real estate agent.
Retex roof and black gutter replacement in Richmond, VA.
By Katelyn Lewis April 16, 2026
RETEX replaced this Richmond homeowner’s roof and gutters with Tamko Heritage architectural shingles and black 6-inch seamless gutters in November 2025.
Roof Replacement in Mechanicsville, VA.
By Katelyn Lewis April 15, 2026
These early warning signs can signal it's time to replace your roof.
RETEX gutter installation in Chesterfield, Va.
By Katelyn Lewis April 14, 2026
Mineral homeowner Barrett Mcleod reached out to RETEX in May 2025 for an estimate for replacing his home’s siding, 5 windows, gutters. and gutter guards.
Hardie Plank fiber cement siding replacement in Richmond, VA.
By Katelyn Lewis April 8, 2026
In Virginia’s humid, storm-prone climate, durable siding makes all the difference.
Stock image of bunny in meadow.
By Katelyn Lewis April 5, 2026
This holiday is about more than chocolate bunnies and egg hunts.
Richmond street view during rain storm.
By Katelyn Lewis April 2, 2026
High winds and heavy rain can expose weak spots in your roof, siding, gutters, and windows.