Is That Roofer at Your Door Legit? 3 Signs You Might Be Dealing with a Storm Chaser

While some of these contractors might be reputable, others — known as “storm chasers” — follow severe weather events, hoping to cash in on vulnerable homeowners. Here’s how to tell the difference and protect your home (and wallet) from a bad deal.

🚩 1. They Pressure You to Sign Immediately.

If someone shows up uninvited and wants you to sign paperwork on the spot — whether it’s a contract or a “contingency agreement” for insurance work — that’s a red flag.

A trustworthy contractor will give you time to review your options, compare estimates, and consult with your insurance company.

✔️ What to do instead:
Politely decline and ask them to leave information for you to review later. If they insist or use scare tactics, you’re better off without them.

🚩 2. They Can’t Provide Local References or a Physical Office.

Many storm chasers travel from out of state and don’t have a local presence. If they can’t show you recent projects in your area, local customer reviews, or a nearby office location, that’s a warning sign.

You want to hire a company that will be around long after the storm passes — to honor warranties, fix any issues, and stand by their work.

✔️ What to ask:

• “Where is your office located?”
• “Can you provide references from homeowners in my area from the past 6 months?”

If they can’t answer confidently, move on.

🚩 3. They Promise to “Waive” Your Insurance Deductible.

Some shady contractors will claim they can “cover” or “waive” your deductible so you won’t have to pay out of pocket.

In most states, this practice is illegal and considered insurance fraud. If they’re willing to break the law, imagine what corners they might cut on your roof.

✔️ Pro tip:
If any contractor offers to waive your deductible, end the conversation immediately.

How to Protect Yourself

When dealing with storm repairs:

• Contact your insurance company first to file a claim and get an approved adjuster to assess the damage.
• Vet contractors carefully by checking their reviews, licenses, insurance, and local references.
• Get multiple estimates and don’t let anyone rush you into a decision.

Final Thought

The aftermath of a storm is stressful enough — don’t let an opportunistic contractor make it worse. By knowing these warning signs and taking your time to choose a reputable, local contractor, you can protect your home and your peace of mind.

If you need a free, no-pressure storm damage inspection, contact RETEX today. We’re proud to serve Richmond, Fredericksburg, and Charlottesville with trusted, reliable service. Call us at 804-442-3314 or request an estimate by filling out the Contact RETEX form.